And I thought I'd finished paying for the car
Second-hand car prices being what they are in Spain, and because I could, I bought a car from new. I was actually in a situation where I could have paid outright (pension lump sum), but the dealer offered a better price, even with all the interest, on a finance package. The finance period had to be 48 months or more. When the last instalment left my bank account on September 14 this year I grinned. The car was mine. Or so I thought. I have an application on my phone called Mi DGT or My DGT (DGT is Dirección General de Transporte - something like The Ministry of Transport ). Apart from being a bit on the clunky side, the phone app's OK. It holds my driving licence and most of the official documentation on the car. At the top of the details about the car, there is a red band and a warning sign. Basically, it says I'm not the owner of the car, VW Finance is. I've been waiting for the red notice to go away since I paid the last instalment, but today, for the first time, I bothe...