Life in Culebrón

In fact it was the English poet Lady Mary Montgomerie Currie who said "All things come to those who wait." In my case what came, after a wait of 12 years, was a branch of my bank in my home town. You may wonder why that's a bonus. The root of the problem is that we still use a lot of cash in rural Spain. Spanish banks like to charge for services and you can avoid some of those by using your own bank. There's nearly always a maintenance fee unless you pay in over a certain amount each month and there can be charges for both paying in and for withdrawals. I originally banked with the Caja Murcia, a savings bank, obviously enough, centred on Murcia. Murcia is pretty far to the right on the map of Spain and Ciudad Rodrigo is on the left, or if you prefer the technical term, the West, butting up against Portugal. I moved there in 2007. Not surprisingly there weren't a lot of Caja Murcia branches. The costs of taking money out of non Caja Murcia bank machines was ...

When I lived in the UK I had a lot of credit cards. I made a hobby of moving non existent money between one account and another to try to keep the interest payments down. When I left the UK I cancelled the majority of my plastic but I hung on to a couple for one reason or another. Nowadays I hardly ever use my British plastic but, every time the banks try to take them away, I obstinately hang on to them "just in case". Every now and again one of the British card issuers sells or buys my account and changes something or other. Barclaycard recently did just that when they terminated an agreement with AMEX. As an incentive to use the new card they offered me a bracelet so that I could make small, contactless payments by simply waving my forearm at the credit card machine. Something to speed up buying the morning latte. Why not I thought? Well, because I live in Spain! I suspect I will never use it. I was a Barclaycard customer in Spain too. Barclaycard sold their opera...