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Showing posts with the label spanish tax

Let justice be done

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I don't usually know what your average Spaniard is talking about as they chat with the neighbours, keys in hand outside their house or have a drink after work in the bar. It's easy enough for me to ask real Spanish people real questions but asking for answers isn't the same as knowing what people talk about spontaneously. Of course the traditional media, newspapers, television, radio and the social media probably reflect what's going on in the street but not necessarily so. There has been one constant in the news for months. Cataluña. Every morning as I do those things that you do in the morning in the bathroom listening to the radio and as I move to the kitchen for my breakfast tea and toast I hear the pundits sounding off about Cataluña. There are lots of other things in and on the news but Cataluña just keeps coming back and back. Maybe they should start to have a section for Cataluña similar to the sports slot or the stock market updates. I have no idea about Ca...

Professionalism

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It's probably some sort of jingoism on my part but I can't say I'm that impressed by the professionals that we have occasionally used here. By professionals I don't mean doctors or mechanics or plumbers or builders. They seem fine or at least just normally inept. No, I'm talking about the sort of people who work from offices and should wear suits - architects, lawyers, accountants, bank workers and the like. A friend of ours was going through a divorce. The lawyer forgot to tell her that the divorce had been granted. Right on the ball then? When we first got here we hired a lawyer to sort out our residence papers. We thought we could do it ourselves but to avoid hassle we paid a professional. Unfortunately the lawyer was completely unaware that the legislation was changing. He went through the tried and tested process but, by the time we went to collect the documentation, it no longer existed. We'd paid upfront. There was no talk of a refund. We did...

Evading tax

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I got a letter from the tax people yesterday. Now letters from the tax people are not written in normal, everyday Spanish. They are Brontesque in style. With the envelope ripped open and the single page scanned it looked bad. There were lots of words I didn't understand but it was clear that the Revenue, Hacienda, were unhappy about the tax I'd paid on my pension. Tax people can be nasty. Tax people take your house and send you to prison when you're naughty. Unless of course you are very, very rich in which case they are extremely nice to you. I explained my situation last year in a post on Life in La Unión  Just a quick recap. Normally, if you are a Spanish resident, your worldwide income is taxed in Spain. However, I have a local government pension from the UK and there is an agreement between Spain and the UK that government pensions are taxed at source, in the UK. So far so good but where I turn into Al Capone is about my additional voluntary contributions. They pr...

Nothing in particular

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It's raining. It's rained quite a lot in the last couple of weeks. We've forgotten all about the drought which lasted from last winter through to a few weeks ago. Usually, though not today, it rains overnight which is very civilised. I can't pretend that it's warm but it isn't cold either - at least not outside. Generally we're into the mid to high teens during the day but with sun and blue skies so it feels pleasantly warm. Overnight we're down at 7ºC or 8ºC maybe. I expect it will turn cold in December, it usually does. The pile of leaves that have just started to clog our drive suggest that Autumn has finally arrived. And its getting dark just after six in the afternoon. Considering it will start to get lighter again just before Christmas that's not too bad. So outside, in the fresh air everything is as it should be. Inside the house of course it's miserable. On the front page of today's Alicante paper there's a headline which say...

Badly informed - as usual

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People tell me I complain. I usually think I am commenting or, more often, guffawing, at the preposterousness of whatever it may be. For instance in Of no fixed address Anyway, as usual, I was wrong. Just ask Maggie. Always wrong. My address wasn't the real problem. True I had to go to Elda about 25 kilometres away where I was sent from one office to a second but once I was in the right place it took only a few seconds to change my address with the Social Security, with the Health people. Back at the computer I applied for my European Health Card only to have the application turned down again. So I rang the helpline. I enjoyed the music and the mix of information and encouragement to not go away as the minutes ticked away. The woman told me that I'm not employed, I'm not a pensioner and I'm not unemployed so I can't have a card. I explained that I have a job. She couldn't find me on the system and it took a while before she did. Ah, your contract ended a...

Desestimado

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I quite approve of taxes. We all pay in, we all get more out. I know it's not a popular view. Our local taxes in Spain are based on services, at least some of them are, so much for water, so much for rubbish collection etc. So the system isn't for the general good it's a specific charge. Back in December we got a bill for drainage but we don't have drainage so I appealed the charge . I didn't get a reply so, being away from work and having time we drove the 25kms to the tax collection office to ask what was happening about the appeal. Whilst we were there I also wanted to get a digital certificate to allow me to access the Virtual Offices of several quasi governmental organisations. No chance with the certificate said the woman, no Internet today. Go to the Town Hall to get one. And the drains, we still haven't got a reply? She dug around in her computer, ah, yes, appeal denied. I was a bit cross not because of the charge so much but because of the woman...

Benjamin Franklin again

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A couple of years ago the local weekly newspaper - El Canfali - disappeared from the newsagents. One of the first victims of the hard financial  times I suppose. El Cabeço, the erstwhile monthly magazine produced by Pinoso Town Hall went missing after February 2010 and only two editions have been printed since then so my news and information resources rather dried up. It's true that there are Internet sources but I don't find them as accessible. Grey hair related I suppose. Culebrón is a part of Pinoso and Pinoso was a very rich town. The huge local marble quarry provided 85% of the Town Hall's total income. Stone extraction and the secondary industries associated with it were also a major source of employment. The local politicians found themselves in the perfect position. They had money rolling in and no need to upset the voters by raising money through taxation. No wonder we had some splendid facilities. The marble quarry has been hit hard by the collapse of the buil...

I declare

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I've just done my tax return. It didn't take me long. The tax people, usually referred to as Hacienda, send me a document through the post that says what they think I owe them or what they think they owe me. If I agree all I have to do is go to their webpage and confirm the details and that's it done for another year. If I hadn't agreed then I could have changed the details online and confirmed those. I presume that, after a change, some tax clerk or maybe a computer programme, checks the changes and, if they seem reasonable, the confirmed but altered details are given the OK and processed. The first year I had to do this I went to a local accountant who charged me a few euros, 30€ as I remember, to complete the original form and get me into the tax system. Once I existed on the Hacienda database they began to log any salary and tax payments made by my employers or by the state unemployment people so that they could calculate whether I had over or under paid at the ...