Thursday, October 22, 2020

Flexible friends

Around 1975 I went to my branch of the Midland Bank and asked them for an Access card. Credit cards were pretty uncommon then. My bank turned me down as one of the great unwashed, a person without a job. There was another bank that offered Access at the time, probably the NatWest, and being persistent I went there to ask about getting a card. They suggested I applied for a Barclaycard instead. So I filled in the form, using a Biro, posted it off to somewhere and, several weeks later, got a nice shiny Barclaycard back.

22nd October  2020 and Barclaycard have just closed down that account. I can't use it after today. Not because I'm in debt but because they are cleaning up their European business before the UK finally abandons the Union. I forget what they told me about why they were closing me down. It was something to do with it becoming more expensive of trickier to do business with Europe when they ceased to be a member of the club.

I've had a Spanish credit card since  about 2006. I remember the people hawking their cards outside the Carrefour supermarket being amazed when I approached them to ask to sign up! At first it was a Spanish Barclaycard but Barclays sold the business on to Banco Popular, later Santander, who then sold a lot of the business to some U.S. risk capital group. It's called a WiZink card nowadays.

In the same way that I have a Spanish credit card I have a Spanish driving licence, pay Spanish taxes, I'm on the equivalent of the Council Tax list and we have a TV aerial which collects the Spanish TV signal. I know though that lots of Britons continue to behave as though they live a couple of thousand kilometres North of here. They have bank cards based on money in British bank accounts, they have British mobile phone numbers, imaginative solutions to watching broadcast British TV, as well as Amazon.co.uk accounts and the NHS still thinks they live in Acacia Avenue when they pop in to see the doctor on their trips "home". There has been an enormous kerfuffle as Britons, who have lived here for years and years, scrabble to get around to changing their driving licences, organising their "right to reside" paperwork and even register as living in the house they live in before the Brexit deadline. The fact that there's an advert on the Spanish Spotify channel advertising someone to sort out paperwork for British immigrants suggests that it's big business.

Apart from the slight twinge of losing something I've had for over 40 years I will miss the card not a bit but I do hope that today's change won't cause anyone here too much of a problem.


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